Capital Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. The unlimited FDIC insurance also applies to NOW accounts at Capital Community Bank even though they earn interest.

Products

Capital Community Bank offers products and services that your family expects from typical financial institutions. It also provides additional, distinctive services that enable your family specified assistance.

• Visa and MasterCard credit cards (subject to credit approval)
• Visa debit card (subject to credit approval)
• ATM access
• TelXPress, our 24-hour automated telephone access
• Internet Banking
• Personal and business loans (subject to credit approval)
• Deposit courier services
• Safe deposit boxes
• Wire transfers
• Travelers checks
• Extra freebies for senior citizens
• Deposit accounts insured by FDIC

Services

Distinct and Specified services include the following

• Personal Manager Checking - no monthly fees, no minimum balance and no limit on the number of checks written. Compare Our Rates.
  
  
• NOW Checking - earns interest on the entire balance and there's no limit on the number of checks written. It requires a $1,000 minimum balance. (Account not available for corporations or LLC's) Compare Our Rates.
  
  
• Money Market Account- earns interest on the entire balance and unlimited ATM and in-person withdrawals. Requires $1,000 minimum balance, maximum of 6 third-party debits per month, 3 of which may be by check. Compare Our Rates.
  
  
• Business Manager Checking - no limit on the number of checks written and no analysis fees. Requires $1,000 minimum balance. Compare Our Rates.
  
  
• Statement Savings - no minimum balance, interest paid quarterly on the entire balance, and unlimited ATM and in-person withdrawals.
  
  
• Certificates of Deposit - competitive rates, information available on request. Compare Our Rates.
  
  
• Retirement Accounts - including Traditional, ROTH, SIMPLE, and Coverdell ESA, competitive rates, information available on request. Compare Our Rates.
  
  
• Employee Retirement Trust Account - competitive rates for pooled employee retirement funds. Compare Our Rates.
  
  
• Title Company Trust Account - great product for title companies. Compare Our Rates.